Creator: Date Created: Place Created: Keywords:November 3, 1972,JANUARY 26, 1972,American Oil Company,November 11, 1972,H. Tracy Hall,PROVO,UTAH Context: ************************************************** Autoclave Engineers, inc. H. Tracy Hall, Incorporated Provo,Utah November 1, 1972 November 3, 1972 November 18, 1972 November 3, 1972 JANUARY 26, 1972 American Oil Company November 11, 1972 H. Tracy Hall PROVO,UTAH H. Tracy Hall/H. Tracy HALL, INC counts and accounts with past due balances are ineligible for Revolving Charge Account Agreement, or Retail Installment Credit Agreement. Such accounts must be paid in full promptly on receipt of billing statements. Revolving Charge or Retail Installment privileges will not be extended to any Credit Card issued by a company other than American. annual Residents of: Periodic Rates (monthly) percentage rates Arkansas.......... 0.833 %on full balance- ■ .....10% Ohio..............1V2%on balances under $400. . 18% 1% on balances over $400. . . . 12% Pennsylvania......1%% on full balance.......15% Other States.......l1/2%on balances under $500. . 18% 1 % on balances over $500 . . . 12% Notice to Buyer: (1) Do not sign this agreement before you read it or if it contains blank spaces. (2) You are entitled to an exact copy of this agreement completely filled in at the time you sign it; save it to protect your rights. (3) You have the right to pay in advance the full amount due. Buyer hereby acknowledges receipt of a true executed copy of this agreement. Buyer authorizes the American Oil Company to set and fix credit limits from time to time to be applicable to the account. RETAIL INSTALLMENT CREDIT AGREEMENT (New York) REVOLVING CHARGE ACCOUNT AGREEMENT (Other States) Buyer agrees with American Oil Company, (American), 165 North Canal Street, Chicago, Illinois 60606, that all purchases charged under any American Oil Company Credit Card or supplemental card issued to buyer or at his request is indebtedness of buyer, which may be purchased or acquired by American. Buyer agrees to pay American either (1) the full amount of his outstanding balance within 25 days from his statement closing date (always 30 days from purchase date) in which event no FINANCE CHARGE will accrue or (2) an installment payment based on the following payment schedule in which event a FINANCE CHARGE will be incurred: If outstanding balance is $10 to $100 the minimum payment is $10, or if balance is over $100, the minimum payment is 10% of balance. Balances under $10 are payable in full. Buyer may at any time pay his balance in full. Buyer agrees to pay a FINANCE CHARGE computed by periodic rates shown below applied to his previous balance after deducting current payments, credits, and past due insurance premiums. Such FINANCE CHARGE to become part of buyer's outstanding balance. In case of default in payment, buyer's outstanding balance will become due and payable at American's option. Commercial ac- September 18, 1972 Bill Vogel H. Tracy Hall